Investing in real estate can provide significant benefits, serving as an ideal choice for those seeking an additional income stream without the need for constant hands-on involvement. If you’re considering acquiring a property for rental purposes or income generation, securing financial assistance is likely necessary.

Opting for investment property loans can facilitate the acquisition of your desired investment property. These loans share similarities with regular home loans, but given the nature of an investment property, you may require a larger loan amount. First Royal specializes in identifying the most suitable investment property loans to meet your needs, ensuring you secure the best financing for your investment goals.

Experience the First Royal difference as we handle your investment property loans with the same care as if they were our own. Partner with us today to secure approval for your home loan, empowering you to grow your wealth through your next investment property.

Whether you’re a first-time property investor or a seasoned expert looking to diversify your portfolio, we’ve got you covered. Our daily involvement in investment property financing ensures a swift exploration of the right finance options for you.

Let First Royal advocate for your application, negotiating optimal investment property loan rates to maximize your Return on Investment (ROI). Expect expedited processing times and discover the best interest rates in Australia by aligning with First Royal.

Expand Your Investment Portfolio with First Royal

First Royal, with over 20 years in industry experience, goes the extra mile to deliver optimal results to our clients. Our strategic approach involves thorough market research, examination of credit policies, negotiations with credit managers, and comprehensive comparisons of interest rates from over 40 partner lenders.

Avoid the intricacies of deciphering fine print as we provide industry-leading advice on the investment loans that align with your goals. For answers to common queries from our investment property customers, read on.

Do I require a Mortgage Broker for Property Investment?

Navigating financing across multiple lenders for property investment can be daunting. Let our mortgage professionals save you time and money by swiftly assisting with determining your borrowing capacity, expediting document preparation for loan applications, aiding in building equity, establishing an accurate property budget, and crafting a sustainable long-term investment and financing strategy.

Engage with our mortgage specialists to discover your best home loan options swiftly. Our experts work efficiently to deliver optimal outcomes.

What LVR should I aim for in my Investment Property Loan?

Similar to other loans, investment property loans ideally have a Loan-to-Value Ratio (LVR) of 80%. A higher LVR increases risk, potentially leading to lenders’ mortgage insurance (LMI) costs. Certain professionals may qualify for higher LVRs without LMI, and we can negotiate this on your behalf.

Contact us to explore how you can save on LMI fees, especially if you belong to professions like doctors, accountants, or physiotherapists.

Is a 20% loan deposit necessary?

While a 20% deposit is standard to avoid LMI, some medical professionals may secure loans with deposits ranging from 5-10% of the property value. If the deposit is challenging, alternative options include providing loan securities or paying LMI.

Additionally, we can assist in applying for government hardship grants and negotiating family guarantees to leverage equity from a family member’s property.

Feel uncertain? Consult our senior mortgage brokers for tailored solutions within 24 hours.

Is Pre-Approval necessary for an Investment Property Loan?

Our mortgage specialists guide Australian investors through a pre-approval stage, assessing loan applications, enhancing borrowing power, and negotiating for favourable rates. Existing homeowners can use home equity for the initial deposit, and refinancing can release accumulated equity, saving on LMI fees.

Contact us to discuss your investment goals, borrowing power, and financial capacity. Our First Royal specialists will strengthen your borrowing power for better rates and flexible terms.

How do I begin my next Investment Property?

First Royal stands out as the go-to professionals for the best home loan deals. Our winning formula, developed through years of experience, ensures timely delivery of the best investment home loan options in real quick time.

Engage with us for tailored solutions, risk-free. We work on your behalf, paid directly by banks, creating a win-win situation. Save time and money by discussing your next investment property with us.